Rhythm 'n Rhyme

CREDIT MARKETS

admin — Mon, 27 Oct 2008 16:45:39 +0000

The question behind the question for all online stock trading individuals is the condition of the credit markets. Will banks start to lend in a meaningful way, or will they still remains afraid of each other.
This new plan sounds a little better than the other, and it might get some credit activity going. It won’t happen over-night, however.
It’s lookout time for anybody in online stock trading. But those who are active in trading online can at least work with the market. In today’s world, the old “buy and hold” idea is one few can afford anymore. Things look a little more promising with the latest government actions.
With the various governments buying stock in banks, it may make some institutions more readily take a chance.
If that’s the case, and the banks do start to lend to each other, then some business might be able to go in and re-establish their lines of credit or unfreeze the one they have.
This is an uncertain time. Waiting is the hardest part.
And waiting is all we do.
We are waiting for the credit markets to loosen.
We are waiting for an election to be decided.
We are waiting to see the damage done to business during this latest panic and slowdown.
Finally, we are waiting to see if the consumer has anything left.
The last is the lynchpin. Without an active consumer, or a consumer who is too shell shocked to part with too much cash at once, we will not see a meaningful recovery.
This situation is unlike any other panic and then economic slowdown in history. At least in the United States. The consumer is buried in debt, inflation on at the household level is high, and taxes on a municipal and local level have increased.
The only bright spot, if it can be called that, is gas decreasing.
And that will only be temporary if demand increases. Then OPEC will restrict output and a nasty cycle starts again.
There is a chance that Joanne Consumer can take any spare cash on hand and pay down debts. This last week has put the fear of Herbert Hoover in many out here.
Now it’s kind of a race. If your small investor sees stocks kind of steady, then they won’t be tempted to sell. If they see a continual slide in the markets, then all bets are off.
Lots of earnings reports are due out soon. That will have a big effect.

REWARDS NIGHT

admin — Mon, 12 May 2008 21:43:10 +0000

Yesterday we had rewards night at the store. That is when we invite customers that spend a certain amount of money with us to the store after hours and offer them more points on their credit cards while we serve them hors d’oeuvres and various alcoholic drinks throughout the night. I think the underlined purpose is to get the customers drunk so that they will spend more money. A friend of mine spent the night dodging one customer who had one to many cosmopolitans and way too much food on his plate. He kept telling her about his job working for a Washington DC Bankruptcy firm with a piece of lettuce hanging out of his mouth, all the while shoving more food in. and then there were two guys sitting watching the game on one of the televisions in our departments for the whole night. They were actually entertaining sitting there while their wives shopped and brought the various food items. It kept us awake for the most part because the traffic was relatively slow for an event that had over five hundred rsvps. I guess it was more so for the women and the guys went along for the ride and free food. I am not sure I blame them either, food, drink, and a baseball game, what more do you need?

SENSITIVE EAR FOR MUSIC

admin — Fri, 14 Mar 2008 21:40:47 +0000

By personal admission I have a very low tolerance for pain. I think it is linked with my perfect ear for music. If I hear one wrong not it causes me so much pain! I don’t want anything to do with anything that’s going to cause me even the slightest amount of discomfort. Besides music, this especially goes for grooming. So I searched for quite a while to find a Chicago hair remover that was completely painless. That meant that waxing was out, electrolysis was out, threading was out - and I don’t enjoy self inflicted pain either so plucking was most certainly out as well. It looked like my only option for a pain free solution to unwanted hair was through laser hair removal. The treatments cost quite a bit more than waxing, but if it really is pain free, than paying the extra money will be worth it. Another seemingly big plus is the fact that laser hair removal can potentially be a permanent solution, so after sitting through a few sessions on the same area I shouldn’t have to worry about the unwanted hair at all anymore. There really couldn’t be a more suitable solution for a person who can’t handle one iota of pain, and the fact that I eventually won’t have to do anything at all is a huge bonus– I really couldn’t care less if it cost a hundred times what the other methods do.

PHONE CHIMES

admin — Thu, 13 Mar 2008 23:17:21 +0000

At first they were just calling non stop. So I decided to take my phone off the hook for a few days. Those days without collection harassment were very peaceful. At one point I even forgot this was an issue in my life. That was until that fateful knock on the door. Door to door service was something I had never dreamed of. Curiously I opened my front door wondering who this handsome individual standing there was. As soon as I took a closer look, this fellow did not appear so handsome anymore. Shortly there after, he began to speak and introduced himself as Matt from the collection agency. If I were a rude woman I would have just slammed the door in his face. But this man was not being rude, he actually looked extremely sympathetic, it was just his job that made him an annoyance in my life. At a loss of words and money I simply lied and pretended to not be the owner of the house he was looking for and politely clicked the door shut. Feeling extremely relieved and proud of myself I flopped down on the couch for a minutes until I once again heard the horrible shrill of the phone.

BLUES BROTHERS

admin — Tue, 11 Mar 2008 17:30:18 +0000

Blues Brothers was on the other day, and it really reminded me why it was one of my favorite movies of all time. It all starts because the orphanage the stars of the movie, Jake and Elwood, grew up in cannot pay its taxes, and needs to figure out how to file bankruptcy. The guys decide that they are going to save the orphanage, and thus starts the adventure and the hilarity. Aside from all of the memorable scenes and lines, the music is absolutely amazing. The Blues Brothers as a band even had a decent amount of success after the movie, and managed to survive as a touring act. I love Dan Aykroyd’s dancing throughout the entire movie. People just do not move like he does. It is almost as if he were made of rubber. I also really like the scenes where entire crowds of people spontaneously break out into dance. It is like the parade scene in Ferris Bueller’s Day Off. There are so many famous musicians in the movie, which includes Cab Calloway, Ray Charles and James Brown. There are also other smaller roles for greats such as Carrie Fisher. All in all, the movie has laughs throughout, and I could watch it every time it is on.